Terms & Conditions

1Acceptance of Agreement

By completing account registration, verifying your email via 6-digit OTP, or depositing funds on 4tsaz Pakistan (“4tsaz”, “we”, “our”), you enter into a legally binding agreement governed by the commercial and electronic transaction laws of Pakistan.

2Eligibility & Account Registration

• You must be at least 18 years of age and hold a valid Pakistani CNIC or legal identity documentation.
• Only one active individual account is permitted per person. Operating duplicate or fictitious accounts to manipulate referral commissions is strictly prohibited.
• You are solely responsible for maintaining the confidentiality of your credentials and one-time verification codes.

3Deposit Ledger & Tier Mechanics

All deposits and account balances are computed strictly on an append-only double-entry ledger in Pakistani Rupees (PKR) calculated down to integer paisa:

• Tier Selection: Members activate their account by selecting an investment tier (Starter Tier, Growth Pro, Elite Investor). Each tier specifies maximum deposit bounds, wallet split percentages, and daily yields.
• Payment Rails: Deposits must be made via authorized payment gateways or supported local payment rails (JazzCash, EasyPaisa, Raast, 1Bill).
• Verification of Funds: Deposits remain in PENDING status until verified by gateway webhook or manual proof audit.

4Referral Network & Commissions

4tsaz provides a multi-level referral reward structure:

Self-referrals, circular chains, and malicious referral loops are detected automatically and result in immediate commission forfeiture and account suspension.

5Withdrawals & Payout Processing

Available wallet balances may be withdrawn subject to platform minimums (minimum Rs. 100 PKR). Withdrawal requests are processed to recipient accounts in your legal name via Raast, JazzCash, or EasyPaisa.

6Contact & Legal Jurisdiction

These terms are governed by the laws of Pakistan. For formal inquiries: